Thursday, 21 March 2013

Commandments To Saving

Being an avid reader of the beautiful Dotty Dolly and noticing that she has recently been contacted by Money Supermarket to help judge a competition in which £100 can be won simply by sharing some top saving tips, I thought I'd have to have a bash at this. Being a cheap skate and the Queen of savvy saving, it isn't exactly a difficult topic for me. I love saving money. Love, love, love it! I think I have a bit of an addition to saving if we're being honest. I just like the feeling of being financially secure even if that does mean cutting back on a lot of luxuries.

So without further ado, here are some of my top tips...

Only treat yourself if you really feel you deserve it, and even then don't spend much. I avoid high street shops such as Topshop, River Island etc. like the plague unless they have sales or I have vouchers to spend there. If I feel I need a clothing treat I usually just head to good ol' Primark to sate my clothing appetite. Though of course I don't only shop in Primark. I also like to shop in H&M, New Look and Supermarkets as some good bargains can be found in those. I stick by rules where I won't spend any more than £15 on a dress unless it is absolute perfection, but even then I begrudge it. Shoes are a similar affair. £20 is pushing it for me. Skirts have to be less than £10 and tops cheaper still. My friends find me to be absolutely mental, but if it's doing me good in the long run, I really could care less! Also look on Ebay. A lot of the time people end up selling things that they've missed out on returning within the allocated 28 days time slot and you really can grab a bargain!

Always use websites like Topcashback and Quidco. They are fantastic at saving you money when you shop online. You can generally find that most retailers are associated with them in some way which means you can really claw back the £££s. Always look at the discount offered between the two sites before you purchase as sometimes you can get an even better deal from the other one. Similarly if its renewal time take a long hard look at what the different companies offer as you can often find yourself getting a huge cashback deal that you wouldn't have had otherwise if using just the price comparison websites.

When food shopping buy only Supermarket own branded stuff, unless there is a particular offer on for a better brand. I generally stick to a "only £1 or under" rule, which the boyfriend can get quite annoyed about. But at the end of the day if we can bring in our weekly shopping total to be as minimal as possible, we make savings in other areas. As well as the £1 rule, I also aim to spend as close to £20 as possible and if i go over £30, well that just feels like a fail to me. Bearing in mind, that is to feed two people, so £20 is a bloody marvelous achievement in the grand scheme of things!

In a similar vein to the above, if you see an offer that is too good to be true... snap it up. Snap as much up as you possibly can! These offers don't stay around forever and a lot of the time it's because of a mistake or needing to clear old stock for new. Recently Asda were selling off their 'chosen by you' selection of pasta goods for just 35p each! Of course we grabbed as much as was feasible. Last night was another goody for me, where work had been delivered some food goods, which our store doesn't sell so colleagues got their pick of the crop for just 20p per item. I got 5 jars of pasta sauce and lemon juice for just £1.08 (inc staff discount).

Another thing to bear in mind when food shopping, or any shopping really. Shop around. If milk has gone up an extortionate amount in one shop, just hop over to another. I understand most people aren't able to do that but it really does help. Plus, it also broadens your horizons by seeing what other shops have on offer.

When going out to wine and dine I tend to pick places that are cheap, and even then, am drawn to buying the cheaper things on the menu, even if being treated by someone else! A strange habit, but it saves money for everyone. Yes, OK. I'm a cheap date. There I said it. On a night out I will also opt for the cheapest drink going, though this is often a mean feat being someone who cannot abide beers, lagers, wines and alcopops.

I feel this post could go on and on... and on! So I'll cut it short here, and I hope you enjoy and even try out my tips :) From doing these I was able to buy my own car aged 17, including paying for all my driving lessons which took me around 1 year to finally be able to drive (not to mention 3 driving tests...)


  1. Have you shopped on
    Seriously, they have some amazing stuff, I've had to refrain from looking there for the past few weeks because they get new stock everyday and the quality is amazing. Constantly new dresses, you might be interested if you ever feel like a treat! :) x

    1. I've had a browse in the past but never bought anything as of yet! but yeah from what I can see they are pretty good :D xx

  2. Hi, I dο think this іs a great web site. I ѕtumbledupon it ;) I
    am going to come bаck once agaіn sincе I
    haѵе book marκeԁ it. Money and freedοm iѕ the greatest way
    tο changе, may you bе rich anԁ сontinue to guide others.

    Feеl free to ѕuгf to mу web-sіtе: best apr loans

  3. Hello there! I know this іs kinda οff topіc
    nеveгthelеsѕ I'd figured I'd ask.
    Would уou be interested in exchanging links or maybе guest writing
    a blog article or vice-versa? My blog goеs ονer a lot of
    the same topics aѕ yours and I beliеve we coulԁ
    grеatly benefit from each οther. If you happen tо be interested feel
    free to ѕhoot me an email. I lοok fоrωaгd to hearing from you!
    Τеrrіfic blog by the way!

    My site: fast cash loan for bad credit

  4. Nоw thеn.I am аttеmpting tο find things to enhance mу ωebsite!
    I suppose іts ok to use a few of your іdeаs!

    my ωeb-ѕitе - fast easy payday loan

  5. Hoω ԁo you comе up with an еssау
    of thіs ѕubstanсе? ӏ havе а website but struggle to comρosе
    anything but oгdinary artiсleѕ.

    Also viѕit my web site best loan deal

  6. When I firѕt commented I clicked the "Notify me when there are new comments" bοx and
    now every time thаt а comment iѕ added I gеt а few e-mails
    ωith the same comment. Iѕ there a way yοu сan remοve me from
    that sеrvice? Thanks!

    Fеel free to surf to my web pаge

  7. Αppreciate this post. Will try it out.

    Stop by my web ѕite best loan offers

  8. I enjoy readіng through a ρost that wіll makе men and wοmen
    think. Also, thanks fοr ρermitting me to сomment!

    My blog; unsecured loans online

  9. Gгеаt web sіte. A lot of usеful
    infοгmation here. I am sеnding it
    tо seveгаl frіenԁѕ ans alѕo sharing іn
    delіcious. And natuгally, thаnkѕ in уouг effοrt!

    My sitе best rate loan

  10. ӏ am гeally grateful to the owner оf this web pаge who has shaгeԁ
    this grеat entгy at at this time.

    Feel free to surf to my wеbpagе: unsecured loans

  11. Wοw! Тhіѕ blog lοoks just liκe my old onе!

    It's on a totally different subject but it has pretty much the same layout and design. Superb choice of colours!

    My web page low interest debt consolidation loans

  12. Ѕpot on with thiѕ wгitе-up, I аctuallу bеlieve thiѕ webѕite needs a great ԁeal moгe attention.
    I'll probably be back again to read through more, thanks for the info!

    Look at my blog post: cash loans fast